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What Should I Do to Protect My Damaged Property?

Submitted by Doug Doe on Mon, 06/06/2016 - 5:30pm

If your home has damage, once it is safe, it is your responsibility to make sure that the damage is not made worse because you did not take action. That means if you have a part of your roof missing, it is your responsibility to make the effort to cover the hole. As part of your claim, your insurance company will typically reimburse the expense of these temporary repairs—assuming the loss was caused by a covered peril—so keep all of your receipts. Before making any repairs, take photos of the damage. If you remove personal property from the home, do not dispose of it until an adjuster from your insurance company has reviewed it for your claim. Many policies include reimbursement for storage costs.